Author Archives: Дмитрий Истратов

 

GrapheneOS and NitroPhone: a secure phone for crypto

GrapheneOS strengthens your smartphone’s security, while NitroPhone comes with the system already installed. A hardware wallet stores your private keys, but your phone still gives you access to other funds and services. It may hold exchange accounts, two-factor authentication (2FA) codes, the email account you use for recovery, Telegram, and hot wallets for everyday transactions. …

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What is a hardware wallet and how does it work?

A hardware wallet can look like a USB flash drive, which makes it easy to mistake it for a device that holds your cryptocurrency. The device stores private keys that let you spend your coins, and signs transactions without passing those keys to your computer or phone. A backup lets you recover access to your …

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How to convert crypto to fiat: methods, risks and taxes

The ways you can convert crypto to fiat in Ukraine are changing quickly. Over the past year, exchanges have closed some fiat payment channels, banks have continued scrutinising risky transactions, and Ukraine’s parliament has moved towards a separate tax framework for crypto assets. If you do not keep up with these changes, you could face …

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Crypto cards in Ukraine: availability, fees and limits

Crypto cards in Ukraine in 2026 let you pay for purchases without first withdrawing funds to a bank card. Whether you can get one depends on where you live and whether you pass identity checks; what you ultimately pay depends on conversion rates and fees. We compare providers that explicitly list Ukraine as a supported …

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RWA in 2026: What It Is And How to Earn From Tokenized Assets

Imagine holding tokenized U.S. Treasuries, exposure to Apple shares, and a fractional interest in a real estate property in one crypto wallet. Some of these assets generate income, some simply track the price of an underlying instrument, and some can be used in DeFi. This is what RWA in 2026 looks like — a broad …

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Wallet for an AI Agent: How to Safely Give It Access to Crypto

A wallet for an AI agent lets an autonomous system pay for APIs, execute onchain actions, rebalance positions, and move stablecoins according to predefined rules. But the key question is not whether an agent can hold or move money. It is how much access it should have and what will limit the damage if it …

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Hardware Wallet Firmware Update: When to Update and When to Wait

A hardware wallet is supposed to sit in a drawer and stay out of your way. Most of the time, that is exactly what it does—until its companion app tells you that a hardware wallet firmware update is available. That is where people tend to make opposite mistakes: some stay on firmware with documented vulnerabilities …

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xStocks by Kraken: How to Earn xPoints on Tokenized Stocks

xStocks are tokenized stocks and ETFs that give you price exposure to traditional securities through blockchain-based tokens. Each token is backed 1:1 by the corresponding underlying asset, but owning an xStock does not make you a shareholder or give you voting rights. In March 2026, the xStocks ecosystem launched xPoints, a separate rewards program built …

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Will stablecoins replace traditional money? Where it’s already happening — and why not everywhere

A few years ago, stablecoins were mostly a topic for crypto enthusiasts. Today, they increasingly come up in conversations among freelancers, business owners, and people sending money to family abroad. Some headlines make it sound as if stablecoins have already replaced banks and the whole world is paying with digital dollars. The reality is much …

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